Closings

Closings

The closing process can be intimidating, we are here to guide and assist you.

There are laws and regulations like the Real Estate Settlement Procedures Act, the Truth in Lending Act, Usury laws and the Plat Act. New regulations are coming out all the time regarding financing, even seller financing. There are closing disclosures and settlement statements. Sale transactions have PTAX forms and 1099 tax reporting.

There are issues like mechanic’s liens, ALTA Endorsements, title clearance, surveys, appraisals, tax pro-rations, earnest money, disclosures, closing protection letters. There are recorder’s offices, treasurer’s offices and assessor’s offices that have to be contacted. The whole thing can be overwhelming for anyone but the seasoned pros.

Title Professionals, Inc. and its predecessors have been in business for over 100 years. We have done it all and seen it all. We have two dozen closers in house.

An approved examiner double checks every closing disclosure and settlement statement prior to closing. We have real estate attorneys on staff and numerous other real estate attorneys just an email or call away via our underwriters. Our closings are backed by two of the strongest underwriters in the business First American Title Insurance Company and Chicago Title Insurance Co. Many of our closers perform out of office, after hours, weekend and holiday closings.

We take all the risk, fear and stress out of the closing process.